A talented public adjuster can make the difference between a satisfying resolution and a very bad experience. If your claim is not complex and the insurer has promptly paid a figure that you consider reasonable and adequate to meet your repair costs then a public adjuster is likely not necessary. However, if your claim is complex it is advisable to hire a public adjuster from the outset. From a service perspective alone it will be worth having a professional on your side. During the process, if any red flags appear such as a claim dispute or questionable actions by the insurer it would be best to hire a professional to assist you immediately.