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The Plague of Wrong and Insurer Worded Engineering Reports by Insurance Company Retained Engineers
By Chip Merlin on November 25, 2022 Today’s blog is not going to endear me to HAAG, Rimkus, JS Held, and other regularly retained forensic engineers working for insurance companies. These engineering and consulting firms are big business. So much so that Sedgwick, [...]
Where Are Florida’s Leaders Explaining How Floridians Can Fully Get Paid and Not Get Ripped Off By Their Own Insurance Companies?
By Chip Merlin on October 22, 2022 Nowhere to be found. That is the answer. It is quite proper to warn people about unscrupulous scoundrels without licenses who are gauging Florida’s Hurricane Ian victims. Trying to ferret out those individuals and asking the [...]
If Hurricane Ian destroyed your home, take these critical first steps for disaster relief and insurance
The insured losses could be between $25 billion and $40 billion by one early estimate The full financial and human price of Hurricane Ian’s destruction is still unknown, days after it lashed Florida, and now with the Carolinas fresh off [...]
Why Has State Farm Stopped Paying Appraisal Awards?
By Chip Merlin on August 17, 2022 POSTED IN INSURANCE, STATE FARM State Farm has a new claims process involving appraisal. The problem for many policyholders is that it is often resulting in payment for amounts less than the appraisal panel decided—sometimes, nothing is paid. [...]
Clay Morrison Becomes President of the National Association of Public Insurance Adjusters
Clay Morrison is a public insurance adjuster who, in a former life, owned a restoration company. His largest customer was State Farm. Clay is now the president of Morrison & Morrison, Inc. His public adjusting office is based out of League City, [...]
Louisiana is the only state that bars public adjusters from charging contingency fees. That could change.
If a policyholder feels like they're getting shortchanged by their property insurer, one option is to hire a public adjuster to conduct an independent damage assessment to determine whether the insurers' estimates are accurate. But unlike the 45 other states [...]