Medical facilities are unique in that losses to these properties can cause a chain of events that dramatically affect many people. Medical facilities losses must not only be addressed quickly but also intensely enough to ensure that all potential health hazards are reviewed. This especially includes water losses where mold or sepsis may be present. At Morrison & Morrison, Inc. aggressive claim review is our priority in these situations.
Industrial claims involve not only property loss, but often time’s very sensitive equipment and electronics. Timing is critical in documenting an industrial loss as multiple factors can affect the evaluation of the damages. Additionally, timing plays a very important role when mitigating damages to precision equipment that may be affected by water, acid or smoke. Inventory comes into play in these types of claims and our firm is extremely experienced in evaluating these damages and settling losses in this arena. One of the most unusual claims we have handled in this field was for a gold plating factory that experienced massive fire losses due to a defective timer on an acid bath. A continuing degradation process was initiated by the smoke emitted by the fire but with careful investigation and precision review; we were able to ensure the insured recovered for not only the obvious damages, but also the hidden damages.