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Corona Virus and Physical Damage—The Louisiana Case Law That Will Be Relied Upon in the First Coronavirus Case Filed
By Chip Merlin on March 22, 2020POSTED IN INSURANCE The first coronavirus lawsuit filed was in Louisiana. The subject policy has no ISO virus exclusion which was discussed in, Coronavirus Insurance Coverage Update—The ISO Circular Regarding the Virus Exclusion. Louisiana attorney John Houghtaling filed the lawsuit, and he will [...]
Do Insurance Carriers Create a Crisis to Obtain Rate Increase and Anti-Consumer Changes to Insurance Laws?
POSTED IN CONSUMER PROTECTION The Consumer Federation of America and New York’s Law School’s Center For Justice and Democracy issued a study today, How the Cash Rich Insurance Industry Fakes Crises and Invents Social Inflation. I would suggest readers read this study and also consider my [...]
Insurance companies need to pay up for legit hurricane claims
Hurricane Michael hit the Florida Panhandle over a year ago, turning more than 150,000 property owners’ lives upside down. Today, thousands of homeowners’ lives and local businesses are still on hold because their properties were destroyed and their insurance companies [...]
After the tornado, life at St. Mark’s isn’t going back to normal, and that’s OK
After the hundreds of class messages, photos and the three trips I made to campus that week, nothing really started to set in for me until 3:07 p.m. on Friday Oct. 25. Staring in absolute shock as I sidestepped pieces [...]
Public Adjusters Winning Broad Support for Licensing as Carriers Fret About Inflated Claims
By Jim Sams | October 9, 2019 https://www.claimsjournal.com/news/national/2019/10/09/293481.htm While the insurance industry has been ringing alarm bells about inflated claims pushed by overzealous public adjusters, an organization pushing to make independent claim adjusters more professional is winning support from both Republicans [...]