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If Hurricane Ian destroyed your home, take these critical first steps for disaster relief and insurance
The insured losses could be between $25 billion and $40 billion by one early estimate The full financial and human price of Hurricane Ian’s destruction is still unknown, days after it lashed Florida, and now with the Carolinas fresh off [...]
Why Has State Farm Stopped Paying Appraisal Awards?
By Chip Merlin on August 17, 2022 POSTED IN INSURANCE, STATE FARM State Farm has a new claims process involving appraisal. The problem for many policyholders is that it is often resulting in payment for amounts less than the appraisal panel decided—sometimes, nothing is paid. [...]
Clay Morrison Becomes President of the National Association of Public Insurance Adjusters
Clay Morrison is a public insurance adjuster who, in a former life, owned a restoration company. His largest customer was State Farm. Clay is now the president of Morrison & Morrison, Inc. His public adjusting office is based out of League City, [...]
Louisiana is the only state that bars public adjusters from charging contingency fees. That could change.
If a policyholder feels like they're getting shortchanged by their property insurer, one option is to hire a public adjuster to conduct an independent damage assessment to determine whether the insurers' estimates are accurate. But unlike the 45 other states [...]
SHOULD YOU HIRE A PUBLIC ADJUSTER TO HANDLE YOUR CLAIM EARLY IN THE PROCESS?
In most cases, the answer is a resounding yes. An exception is if the carrier has committed in writing to pay your claim in full to your satisfaction. As I will explain, when carefully considered, the reasons to have a [...]
Public Adjusters Help You Nail Homeowners Insurance Claims
Public insurance adjusters are worth their weight in gold. At least that’s the assessment of Carole Lieberman, whose Los Angeles home was damaged by ash and soot after the Malibu Woolsey Fire tore through Southern California in 2018. She filed [...]
