Blog
News & Helpful Articles
Supreme Court Rules In Favor of Property Owner
In June 2013, commercial properties owned by TopDog Properties and insured by GuideOne National Insurance Company sustained wind and hail damage. After its first inspection, GuideOne determined that the loss fell below TopDog’s deductible and denied the claim. GuideOne refused [...]
Breaking News—President Trump Demands Insurance Companies to Pay Up! Business Interruption Coverage
A picture is worth a thousand words. But, this one video of President Donald Trump may prove to be worth hundreds of billions of dollars. Donald Trump said he knows how to read insurance policies. He did not see any [...]
DECLARATION OF EMERGENCY Department of Insurance Office of the Commissioner
https://www.propertyinsurancecoveragelaw.com/files/2020/04/rule40-cur-moratoriumonpolicy.pdf
Coronavirus Insurance Law Update March 26—Ohio and Massachusetts File Proposed Legislation Requiring Retroactive Removal of Virus Exclusion To Coronavirus Business Income and Civil Authority Claims
By Chip Merlin on March 26, 2020POSTED IN COMMERCIAL INSURANCE CLAIMS, STATE LEGISLATION New Jersey started the coronavirus business insurance legislation, but just like a virus, it is spreading to other jurisdictions. Ohio and Massachusetts filed very similar bills to what was filed in the New Jersey Assembly. I blogged [...]
Louisiana–COVID-19 Pandemic Relief: My Mortgage is Deferred, What about My Insurance Premiums?
By Deborah Trotter on April 7, 2020POSTED IN INSURANCE, REGULATION This past weekend I was asked the question above. This is what I found in Louisiana. On March 26, 2020, by Proclamation No. JBE 2020-37, Louisiana Governor John Bel Edwards transferred certain insurance matters to Commissioner [...]
Corona Virus and Physical Damage—The Louisiana Case Law That Will Be Relied Upon in the First Coronavirus Case Filed
By Chip Merlin on March 22, 2020POSTED IN INSURANCE The first coronavirus lawsuit filed was in Louisiana. The subject policy has no ISO virus exclusion which was discussed in, Coronavirus Insurance Coverage Update—The ISO Circular Regarding the Virus Exclusion. Louisiana attorney John Houghtaling filed the lawsuit, and he will [...]